to be or not to be "on the list" --------- RESPA 2010

We do lots of closings for lots of different lenders.  Sometimes we are "on the list" and sometimes we're not.  By "on the list" I am referring to the Provider List given to a borrower with the new GFE.  When a lender gives a borrower the name of a title service provider, they have to put the provider on the list.  This is a referral and when the lender gives a name to a borrower and also gives