Just for kicks, here's a rerun....query: future of title insurance?

Boy, you and me both, we could sure use a crystal ball now couldn't we?

We "traditional" title examiners and agents are operating in a strange industry quagmire in which our supposed leaders and purveyors of what we have to sell - the big title insurance companies - seem to be hell bent on destroying our product - title insurance.

This product which found its roots in the hands of carefully

Just for kicks, here's a rerun....query: future of title insurance?

Boy, you and me both, we could sure use a crystal ball now couldn't we?

We "traditional" title examiners and agents are operating in a strange industry quagmire in which our supposed leaders and purveyors of what we have to sell - the big title insurance companies - seem to be hell bent on destroying our product - title insurance.

This product which found its roots in the hands of carefully

query: what does it mean if we paid for title insurance

I am presuming you are faced with a potential loss or title issue to resolve and someone has asked if you paid for title insurance?  If you did pay for title insurance, it would be noted on the HUD-1 Settlement Statement in the 1100 section.  The form will indicate whether you paid for lender coverage or owner coverage or both.  Check the papers you received at closing.

Even if you borrowed your

query: what does it mean if we paid for title insurance

I am presuming you are faced with a potential loss or title issue to resolve and someone has asked if you paid for title insurance?  If you did pay for title insurance, it would be noted on the HUD-1 Settlement Statement in the 1100 section.  The form will indicate whether you paid for lender coverage or owner coverage or both.  Check the papers you received at closing.

Even if you borrowed your

Oops, almost forget to tell you...

that I received copy of a letter sent by the PA Department of Banking to a VP at Saxon Mortgage Services, Inc.  Did I mention that my last document pack and letter was copied to the Department and also the Tom Corbett, PA Attorney General?

I'm a fairly persistent and persuasive professional problem solver and if I couldn't penetrate the mortgage servicing brick wall at Saxon, just imagine how

Oops, almost forget to tell you...

that I received copy of a letter sent by the PA Department of Banking to a VP at Saxon Mortgage Services, Inc.  Did I mention that my last document pack and letter was copied to the Department and also the Tom Corbett, PA Attorney General?

I'm a fairly persistent and persuasive professional problem solver and if I couldn't penetrate the mortgage servicing brick wall at Saxon, just imagine how

maintaining privacy

We title agents are charged with guarding other peoples money and other peoples information.  On the information side, we have privacy rules.  One of these rules is that we do NOT release documents from our closed files to anyone other than a principal to a transaction who would have a legitimate need for a document.  That principal must request the document in writing so we have a reasonable