yes, I hear your query, title insurance companies collapse.

While I can admit that a year ago I might have taken some cruel delight in the collapse of you know who, I can't say that anymore.Why does power corrupt? Why do those who get drunk on it feel invincible and harm others? I don't know but I believe in the power of hope and the power of atonement. In that light I am hopeful that lessons learned change the horizon. There are lessons here for all

yes, I hear your query, title insurance companies collapse.

While I can admit that a year ago I might have taken some cruel delight in the collapse of you know who, I can't say that anymore.Why does power corrupt? Why do those who get drunk on it feel invincible and harm others? I don't know but I believe in the power of hope and the power of atonement. In that light I am hopeful that lessons learned change the horizon. There are lessons here for all

OK...gotcha...query: what if title company didn't close a line on your property

I'm presuming you mean an open end line of credit, right? When a title insurer is paying off an open end mortgage which is a line of credit, they should request that the mortgage lender freeze the line. With evidence of a frozen line, the payoff letter is reliable. If the mortgage lender refuses to freeze the line, even with a written request of the borrower, the payoff is kinda risky. We

OK...gotcha...query: what if title company didn't close a line on your property

I'm presuming you mean an open end line of credit, right? When a title insurer is paying off an open end mortgage which is a line of credit, they should request that the mortgage lender freeze the line. With evidence of a frozen line, the payoff letter is reliable. If the mortgage lender refuses to freeze the line, even with a written request of the borrower, the payoff is kinda risky. We

We have a consumer in process who is applying for a mortgage.....

.....for an investment property. It has come to our attention that he intends to demolish the structure. He lives next door and really just wants the land to expand his yard.This is a classic case of mortgage fraud though I'm not certain that the consumer fully appreciates that that is what he is doing.The issue arose when we attempted to get results of a mandatory municipal sewage test. The

We have a consumer in process who is applying for a mortgage.....

.....for an investment property. It has come to our attention that he intends to demolish the structure. He lives next door and really just wants the land to expand his yard.This is a classic case of mortgage fraud though I'm not certain that the consumer fully appreciates that that is what he is doing.The issue arose when we attempted to get results of a mandatory municipal sewage test. The

query: title insurance for PA tax lien sales

A normal title insurance policy will cover valid PA sales tax liens that are due and payable on or before the date of the issuance of the policy. A competent title insurer will carefully check for filed liens and also examine whether or not there is a risk of lien under the bulk sales act. It's the bulk sales issue where coverage may or may not be in place.When you have an entity subject to