Wednesday, January 5, 2011

PA 400 Manufactured Housing Endorsement

Sorry, I'm at home as I write this and so I don't have the ALTA number in front of me.

Has anyone had any claim experience in which this endorsement comes into play?

We issue it all the time for lenders mortgaging a manufactured home or a mobile home which has been permanently attached to the land.

The endorsement doesn't really say much.   It simply includes the manufactured home in the

PA 400 Manufactured Housing Endorsement

Sorry, I'm at home as I write this and so I don't have the ALTA number in front of me.

Has anyone had any claim experience in which this endorsement comes into play?

We issue it all the time for lenders mortgaging a manufactured home or a mobile home which has been permanently attached to the land.

The endorsement doesn't really say much.   It simply includes the manufactured home in the

Tuesday, January 4, 2011

If the average title search is anywhere near as flawed as the document checks of the robosigners, we're in for some wild court cases.

To make that billion-dollar question even more chilling is the fact that, in many cases, the banks have already sold said homes to new buyers -- new buyers with title insurance of their own. If the average title search is anywhere near as flawed as the document checks of the robosigners, we're in for some wild court cases.

Read more: Hot potato time for title insurers | Bankrate.com http://

If the average title search is anywhere near as flawed as the document checks of the robosigners, we're in for some wild court cases.

To make that billion-dollar question even more chilling is the fact that, in many cases, the banks have already sold said homes to new buyers -- new buyers with title insurance of their own. If the average title search is anywhere near as flawed as the document checks of the robosigners, we're in for some wild court cases.

Read more: Hot potato time for title insurers | Bankrate.com http://

Sunday, January 2, 2011

Good morning and happy new year!!

We've had a good year and moving into 2011 are hopeful for another.

Much of what was good during 2010 I think is the result of the 2010 RESPA rules.  We experienced a tremendous change in the way lenders prepare for closings and also in the quality of consumer disclosure.

Gone are the days of tears and anger when consumers get their final figure of cash needed to close.  In 2010 the most

Good morning and happy new year!!

We've had a good year and moving into 2011 are hopeful for another.

Much of what was good during 2010 I think is the result of the 2010 RESPA rules.  We experienced a tremendous change in the way lenders prepare for closings and also in the quality of consumer disclosure.

Gone are the days of tears and anger when consumers get their final figure of cash needed to close.  In 2010 the most

Friday, December 31, 2010

Internet Archive Wayback Machine.....cool!

Wayback when I killed my old Radical Title Talk blog.  I did not keep a copy.  Every once in while I did wish that I could take a peek.  I stumbled across this Wayback site and here for your enjoyment are some good ole Radical posts.  LOL


Enter the Radical era of days gone by.