I have never - NEVER - NEVER - in my entire 35 year career faced an absolutely hideous mortgage servicer.
Saxon uses teams of customer service people who seem to exchange roles in and out of the payoff department - each time you call you wait forever and any prior conversation is completely erased from the company memory. Letters sent go into a black hole. Money goes into a black hole and sits
Friday, March 26, 2010
Sorry, there's no better way to say this, Saxon Mortgage is an IDIOCRACY.
I have never - NEVER - NEVER - in my entire 35 year career faced an absolutely hideous mortgage servicer.
Saxon uses teams of customer service people who seem to exchange roles in and out of the payoff department - each time you call you wait forever and any prior conversation is completely erased from the company memory. Letters sent go into a black hole. Money goes into a black hole and sits
Saxon uses teams of customer service people who seem to exchange roles in and out of the payoff department - each time you call you wait forever and any prior conversation is completely erased from the company memory. Letters sent go into a black hole. Money goes into a black hole and sits
Thursday, March 25, 2010
RESPA Referral Fee Matrix
Check this out. You have to be kidding me. Is there seriously anyone out there still playing the referral fee game and thinking that regulators will give them a pass?
I found that little jewel in under this blog post:
LO’s are again asking about the RESPA rules — about when you can legally pay an affiliated party a referral fee. Dr. Gary Lacefield, RESPA Expert, has provided a RESPA REFERRAL
I found that little jewel in under this blog post:
LO’s are again asking about the RESPA rules — about when you can legally pay an affiliated party a referral fee. Dr. Gary Lacefield, RESPA Expert, has provided a RESPA REFERRAL
RESPA Referral Fee Matrix
Check this out. You have to be kidding me. Is there seriously anyone out there still playing the referral fee game and thinking that regulators will give them a pass?
I found that little jewel in under this blog post:
LO’s are again asking about the RESPA rules — about when you can legally pay an affiliated party a referral fee. Dr. Gary Lacefield, RESPA Expert, has provided a RESPA REFERRAL
I found that little jewel in under this blog post:
LO’s are again asking about the RESPA rules — about when you can legally pay an affiliated party a referral fee. Dr. Gary Lacefield, RESPA Expert, has provided a RESPA REFERRAL
Saturday, March 20, 2010
query: how do I complete the GFE for 1st and 2nd mortgages
HUD wants you to do a separate GFE for each mortgage. Check the RESPA FAQs. There's lots of good info available in there.
query: how do I complete the GFE for 1st and 2nd mortgages
HUD wants you to do a separate GFE for each mortgage. Check the RESPA FAQs. There's lots of good info available in there.
query: what do you mean mortgage post closing
The word "post" means after. So any reference to post closing means after closing.
We have a post closing department which handles all of the details and work that takes place AFTER the closing. For a title insurance agent, that means recording documents, issuing policies, delivery of documents, filing, scanning, escrows and sending out checks, etc.
Mortgage lenders also have post closing
We have a post closing department which handles all of the details and work that takes place AFTER the closing. For a title insurance agent, that means recording documents, issuing policies, delivery of documents, filing, scanning, escrows and sending out checks, etc.
Mortgage lenders also have post closing
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